MasterCard Standard – apparently, most common credit card through-out the world, that comes with Card Loan.
МаsterCard Standard may be used for:
- Payments in retail venues (shops, boutiques, SPA, etc) ;
- Car rent and hotel reservations;
- Payments in Internet-shops;
- Funds withdrawal from cash maschines and via bank teller;
Major benefits of MasterCard Standard:
- Simple application procedures;
- Low issuing cost.
In order to receive MasterCard Standard it is neccessary to sign a Card Agreement with the bank.
|
You will know that certain cash-mashine or shop accepts MasterCard Standard when you see this sign:
|
 |
MASTERCARD STANDARD CARD SERVICE PRICE LIST
effective from May 30, 2008
|
|
Account LVL |
Account
USD |
Account EUR |
|
1. Card/supplementary card issuance fee/annual fee (a supplementary card is attached to the account of the base card) |
15 LVL |
30 USD |
30 EUR |
|
2. Card validity term |
|
2 years |
|
|
3. Purchase fee: |
|
|
|
| 3.1. in Latvia |
|
free of charge |
|
| 3.2. abroad |
|
0.5% of purchase amount |
|
|
4. Cash withdrawal fee |
|
|
|
|
4.1. at ATMs and with the Bank AS “Latvijas Biznesa banka” and “Bank of Moscow” (Russia) 1: |
1 LVL
+ 1% |
2 USD
+ 1% |
2 EUR
+ 1% |
|
4.2. with other banks |
2 LVL
+ 1%
|
4 USD
+ 1% |
4 EUR
+ 1% |
|
5. Bank transfer fee from a card account to a current account with JSC AS ”Latvijas Biznesa banka” 2 |
|
1% of the amount of the transfer |
|
|
6. Interest for the use of a card credit, paid until the 15th day of each month. Interest for the use of a credit and 10% of the amount of the debt must be paid as of the end of the previous month. |
|
18% annually |
|
|
7. Unauthorised credit (overdraft) interest rate |
|
32% annually |
|
|
8. Late settlement penalty |
|
32% annually |
|
|
9. Total 24 hours limit on card transactions,
incl. cash withdrawal limit at ATMs 3 |
|
5 000 LVL or an equivalent in another currency
1 500 LVL or an equivalent in another currency
|
|
| 10. Card/supplementary card replacement fee (in case of loss, damaging the card etc. and in case of PIN code replacement PIN code will not be restored, instead a new card will be made) |
|
5 LVL |
|
| 11. Urgent production of a card (in course of one working day, if all the necessary documents are submitted until 12 a.m., or in course of two working days, if all the necessary documents are submitted after 12 a. m.) |
|
10 LVL |
|
| 12. Receipt of a card account report and statements |
|
according to the "Banking Fees for Private Persons" and "Banking Fees for Legal Entities" |
|
| 13. Consideration of an unsubstantiated claim |
|
5 LVL |
|
| 14. Account balance requested at ATM |
|
free of charge |
|
|
15. Closure of a card account |
|
free of charge |
| 1 Cash at JSC AS “Latvijas Biznesa banka” cash desks is paid out in Latvian lats; cash at the Bank of Moscow cash desks can be received in Russian roubles, US Dollars or in Euro. | ² Possible only at JSC AS “Latvijas Biznesa banka” client servicing rooms.
3The present limits are subject to change upon the Client's request.
